Finance Research Topics & Ideas
Here are 51 research question ideas in finance, each paired with a real dissertation or thesis on something similar.
By Derek Jansen (MBA) · Reviewed by Eunice Rautenbach (DTech)
Updated
- 01
Why did post-crisis banking reform stop where it did?
- 02
How does access to banking shape inequality within a single city?
A sample dissertation
Essays on Banking and Inequality Agustín Hurtado · University of Chicago · 2024 - 03
What explains the growth of regional banking outside the traditional centers?
A sample dissertation
The Recent Rise of Southern Banking Thomas D. Hills · Georgia State University · 2022 - 04
How does a global capital rule such as Basel III change lending to small firms?
- 05
Does regulating payday lending change anything else in a neighborhood?
- 06
How much of firm performance can be traced to a CEO's background rather than the firm's?
- 07
Do acquirers anchor on the wrong number when they price a deal?
- 08
Do cross-sector bank and insurance mergers create shareholder value or destroy it?
- 09
Which governance structures actually constrain corporate tax avoidance?
- 10
Do layoffs show up in earnings per share, and does the age of the firm change that?
Entrepreneurial finance, private equity and venture capital
5 research topic ideas
Download the full list- 11
How do investors judge a startup when there is almost no evidence yet?
- 12
How much of a venture decision is about the founder rather than the business?
- 13
Does impact-focused venture capital accept lower returns, or find different deals?
- 14
How does a reporting rule change whether a public firm backs startups?
- 15
What actually works for an agricultural startup trying to raise capital?
- 16
Which volatility model prices short-dated options best in practice?
- 17
Has speculation made commodity prices more volatile, or only more visible?
- 18
How does consolidation in a lending market affect price discovery?
- 19
How far do investor expectations about the stock market drive real decisions?
- 20
Can a macro forecast be improved by shrinking a very large set of predictors?
- 21
Why do firms report non-GAAP numbers, and do regulators read them the same way?
- 22
Does a CEO's personal tax position change how the firm reports earnings?
- 23
How much does the source of an earnings forecast change what analysts believe?
- 24
Can emissions accounting sit inside a normal set of financial statements?
- 25
Whose earnings forecast holds up better in a crisis, the manager's or the analyst's?
- 26
Where does machine learning add something a linear model cannot in finance?
- 27
What happens to crypto lending markets under stress?
- 28
Do personality traits predict who buys cryptocurrency?
- 29
What happens to mispricing once everyone starts trading against it?
- 30
Does a cryptocurrency holding count as a protected investment at all?
- 31
Which asset pricing anomalies survive once you account for how they were found?
A sample dissertation
Essays in Empirical Asset Pricing Mehdi Khorram · Louisiana State University · 2022 - 32
What are investors actually being paid for when they take currency risk?
- 33
Do institutional investors stabilize a market or amplify its moves?
A sample dissertation
Essays on Institutional Investors AU Ahmed · University of Chicago · 2022 - 34
Do emerging market funds earn the fees they charge?
- 35
Does a fund manager investing in their own fund change how it performs?
A sample dissertation
Determinants of Portfolio Manager Ownership Liang Sun · University of North Texas · 2022
- 36
What does the credit reporting system do to the households inside it?
- 37
How does student loan policy change the choices borrowers make afterward?
A sample dissertation
Student Loan Policy and Economic Behavior Diego Briones · University of Virginia · 2026 - 38
What does student debt forgiveness cost, and who ends up paying for it?
- 39
How do immigrants without a social security number save for retirement?
- 40
How should savings policy be designed for people who do not choose optimally?
- 41
How do Black undergraduates weigh the debt they are taking on?
- 42
How do housing costs shape the rest of a household's finances?
- 43
How does a nearby all-cash sale move real estate prices around it?
- 44
Where do the frictions sit between capital and the housing it is meant to finance?
- 45
Who pays for decarbonizing a building when the tenant gets the savings?
- 46
What does housing financialisation do to a city that investors have discovered?
- 47
What actually stops a green bond from being greenwashing?
- 48
Do investors give up return for an ethical screen, and by how much?
- 49
Did disclosure regulation change what sustainable funds actually hold?
- 50
Does climate exposure show up in how a firm's risk gets priced?
- 51
Does a company's ESG record change what its credit costs?
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