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Finance Research Topics & Ideas

Here are 51 research question ideas in finance, each paired with a real dissertation or thesis on something similar.

By Derek Jansen (MBA) · Reviewed by Eunice Rautenbach (DTech)

Updated

Banking, regulation and financial stability

5 research topic ideas

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  1. 01
  2. 02

    How does access to banking shape inequality within a single city?

  3. 03

    What explains the growth of regional banking outside the traditional centers?

  4. 04

    How does a global capital rule such as Basel III change lending to small firms?

  5. 05

Corporate finance and governance

5 research topic ideas

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  1. 06

    How much of firm performance can be traced to a CEO's background rather than the firm's?

  2. 07

    Do acquirers anchor on the wrong number when they price a deal?

  3. 08

    Do cross-sector bank and insurance mergers create shareholder value or destroy it?

  4. 09

    Which governance structures actually constrain corporate tax avoidance?

  5. 10

    Do layoffs show up in earnings per share, and does the age of the firm change that?

Entrepreneurial finance, private equity and venture capital

5 research topic ideas

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  1. 11
  2. 12

    How much of a venture decision is about the founder rather than the business?

  3. 13

    Does impact-focused venture capital accept lower returns, or find different deals?

  4. 14

    How does a reporting rule change whether a public firm backs startups?

  5. 15

Financial markets, volatility and forecasting

5 research topic ideas

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  1. 16
  2. 17
  3. 18
  4. 19

    How far do investor expectations about the stock market drive real decisions?

  5. 20

Fintech, blockchain and digital assets

5 research topic ideas

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  1. 26

    Where does machine learning add something a linear model cannot in finance?

  2. 27

    What happens to crypto lending markets under stress?

  3. 28
  4. 29

    What happens to mispricing once everyone starts trading against it?

  5. 30

    Does a cryptocurrency holding count as a protected investment at all?

Investment strategy and asset pricing

5 research topic ideas

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  1. 31

    Which asset pricing anomalies survive once you account for how they were found?

  2. 32

    What are investors actually being paid for when they take currency risk?

  3. 33

    Do institutional investors stabilize a market or amplify its moves?

  4. 34
  5. 35

    Does a fund manager investing in their own fund change how it performs?

Personal finance, literacy and retirement

6 research topic ideas

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  1. 36

    What does the credit reporting system do to the households inside it?

  2. 37

    How does student loan policy change the choices borrowers make afterward?

  3. 38
  4. 39

    How do immigrants without a social security number save for retirement?

  5. 40

    How should savings policy be designed for people who do not choose optimally?

  6. 41

Real estate and housing finance

5 research topic ideas

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  1. 42

    How do housing costs shape the rest of a household's finances?

  2. 43

    How does a nearby all-cash sale move real estate prices around it?

  3. 44

    Where do the frictions sit between capital and the housing it is meant to finance?

  4. 45

    Who pays for decarbonizing a building when the tenant gets the savings?

  5. 46

    What does housing financialisation do to a city that investors have discovered?

Sustainable and green finance

5 research topic ideas

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  1. 47

    What actually stops a green bond from being greenwashing?

  2. 48

    Do investors give up return for an ethical screen, and by how much?

  3. 49

    Did disclosure regulation change what sustainable funds actually hold?

  4. 50

    Does climate exposure show up in how a firm's risk gets priced?

  5. 51

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